Here at Credit One Caravan Loans Finance, we understand the sense of freedom and adventure you get from hooking up the caravan and exploring the open country-side, because we’re enthusiasts too.
We aim to make the process of purchasing a new or used caravan as streamlined and simple as possible for our valued clients so you can spend more time enjoying the beautiful weather while exploring the unparalleled and stunning scenery that Australia has to offer.
Whether you are looking to purchase your caravan through a caravan dealer or from a private seller, Credit One Caravan Loans Finance can provide personalised finance solutions with affordable repayments and same day approvals. Use our caravan finance repayment calculator to work out how affordable financing a caravan can really be!
Prior to purchasing your caravan, it is important to get it inspected by an independent professional to ensure that it is in good condition and can provide you with worry-free motoring for years to come. This is particularly important if you are looking to purchase a private sale caravan.
Purchasing a Private Sale Caravan or Motorhome
If you have found the caravan of your dreams and it is being sold privately, don’t despair – there are many advantages to purchasing a private sale caravan. One such advantage of buying a private sale caravan is that you get the opportunity to speak directly with the previous owner and can ask specific questions about the history of the caravan and receive much more detailed feedback on its condition, any added features and any previous problems it may have encountered. In general, private sale caravans can be cheaper to purchase than dealer caravans as private sale sellers don’t have the overhead costs that dealers incur and can therefore keep their price equitable.
One distinct disadvantage to purchasing a caravan from a private seller is that you don’t get any assurance or warranty regarding the condition of the caravan and unfortunately sometimes things just break down.
What if my private sale caravan breaks down? ↓
There is never a convenient time to break down and generally when you’re taking the caravan out, you are embarking upon a holiday or journey for leisure purposes. What better way to ruin the holiday vibe than to unexpectedly break down on the side of the highway with no other vehicles in sight for as far as the eye can see?
Thankfully Credit One Caravan Loans Finance has you covered! We offer industry-leading Mechanical Breakdown Insurance which covers you anywhere in Australia regardless of the year or kilometres on your caravan for up to 5 years.
What is Mechanical Breakdown Insurance for Caravans and Motorhomes? ↓
Traditionally this type of product was only available through dealers on dealer purchased caravans, however Credit One Caravan Loans Finance is able to offer Mechanical Breakdown Insurance not only on dealer caravans but also for private sale caravans. Mechanical Breakdown Insurance covers you against failure of mechanical components such as engine, transmission, differential, electrical system, braking system, drive shafts, CV joints, radiators, optional appliance cover and much more. It can also be included in your affordable, personalised caravan finance monthly repayments for your peace of mind.
Why choose Credit One Caravan Loans Finance? ↓
Here at Credit One Caravan Loans Finance we specialise in providing competitive low rates on recreational vehicle finance such as caravans, campervans and motorhomes. We have accreditations with over 30 prime lenders in Australia who we compare on your behalf to get you the best possible finance solution. Our highly-trained caravan loan financial consultants, who specialise solely in recreational finance solutions are available 7 days a week for your convenience.
Is it hard to get caravan, camper trailer or motorhomes finance? ↓
The process to apply for finance has never been easier. The professional team at Credit One have been lending to the industry for many years and have a strong relationship with both dealers and financiers. Depending on your financial circumstances you may even qualify for same day approval.
How do you finance a camper van? ↓
Finance for a Camper Van is exactly the same simple process as a caravan or camper trailer and will fit under the same guidelines.
Can you buy a static caravan with bad credit? ↓
When looking to finance any type of asset Credit One has access to over 40 financiers to help you achieve your dream regardless of the asset type. Bad credit is just a speed bump on the way to achieving your goal. Some financiers have a more sympathetic understanding view of people’s current financial circumstances and the reason behind the bad credit.
What credit score do you need for an RV loan? ↓
You can have a credit score as low as 300 and still qualify for a loan. Your credit score will ultimately dictate your credit worthiness. What will be affected by your credit score will be the amount you may have access to, the interest rate being offered by the financier or the term of the loan you are looking for.
Is it better to finance or pay cash for an RV? ↓
Always a good question, this is totally dependent on your personal circumstances and how you want to manage your current cash and financial situation. Borrowing has never been cheaper or easier. At the very least its well worth the effort to check out all options when it comes to funding your purchase.
Give us a call today on 07 3103 9415 to discuss how we can save you time and money on your caravan purchase, we’re more than happy to answer any questions you may have.
If you have already found the caravan, motorhome or campervan of your dreams or would like to secure your pre-approval prior to deciding which recreational vehicle is right for you, apply online today. Online applications take as little as 60 seconds and one of our friendly consultants will be in contact with you within minutes regarding your application.
For the friendly service, professional expertise and lowest rate finance you deserve, contact Credit One Caravan Finance today to see why more Australian’s choose Credit One.
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Call Credit One Caravan Loans Finance on 07 3103 9415
